/* Mayan Finserv Solutions — site styles (light theme) */
:root{
  --navy:#1F3A93; --navy-deep:#162B6E; --navy-soft:#E8ECF8;
  --saffron:#F2B233; --saffron-deep:#C48A12; --saffron-soft:#FFF5DC;
  --ink:#141B33; --muted:#5A6480; --line:#D9DEEC;
  --bg:#F5F7FB; --card:#FFFFFF; --green:#1F8A5B; --green-soft:#E4F4EC;
  --wa:#25D366;
  --font-display:"Manrope",system-ui,-apple-system,"Segoe UI",sans-serif;
  --font-body:"Public Sans",system-ui,-apple-system,"Segoe UI",sans-serif;
  --radius:12px; --shadow:0 8px 28px rgba(31,58,147,.10);
  --max:1160px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--font-body);font-size:16px;line-height:1.6}
img{max-width:100%;display:block}
a{color:var(--navy);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3,h4{font-family:var(--font-display);line-height:1.15;margin:0 0 .5em;text-wrap:balance;color:var(--navy-deep)}
h1{font-size:clamp(2rem,4.5vw,3.2rem);font-weight:800;letter-spacing:-.02em}
h2{font-size:clamp(1.5rem,3vw,2.1rem);font-weight:800;letter-spacing:-.01em}
h3{font-size:1.2rem;font-weight:700}
p{margin:0 0 1em}
.wrap{max-width:var(--max);margin:0 auto;padding-inline:20px}
.eyebrow{font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:var(--saffron-deep);font-weight:700;margin-bottom:.6rem}
.lead{font-size:1.1rem;color:var(--muted);max-width:60ch}
.center{text-align:center}
.center .lead{margin-inline:auto}
.num{font-variant-numeric:tabular-nums}
:focus-visible{outline:3px solid var(--saffron);outline-offset:2px}

/* Buttons */
.btn{display:inline-flex;align-items:center;gap:.5rem;padding:.8rem 1.35rem;border-radius:999px;font-weight:700;font-family:var(--font-display);border:2px solid transparent;cursor:pointer;font-size:.98rem;transition:transform .15s,box-shadow .15s,background .15s}
.btn:hover{text-decoration:none;transform:translateY(-1px)}
.btn-primary{background:var(--saffron);color:var(--navy-deep)}
.btn-primary:hover{background:var(--saffron-deep);color:#fff}
.btn-outline{border-color:var(--navy);color:var(--navy);background:transparent}
.btn-outline:hover{background:var(--navy);color:#fff}
.btn-wa{background:var(--wa);color:#fff}
.btn-wa:hover{background:#1DB954}
.btn-sm{padding:.55rem 1rem;font-size:.9rem}
.btn svg{width:1.1em;height:1.1em}

/* Top bar + header */
.topbar{background:var(--navy-deep);color:#DCE7F0;font-size:.85rem}
.topbar .wrap{display:flex;justify-content:space-between;gap:1rem;padding-block:.4rem;flex-wrap:wrap}
.topbar a{color:#fff;font-weight:600}
.header{background:var(--card);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.header .wrap{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding-block:.75rem}
.brand{display:flex;align-items:center;gap:.7rem;font-family:var(--font-display);font-weight:800;color:var(--navy-deep);font-size:1.15rem;line-height:1.1}
.brand:hover{text-decoration:none}
.brand small{display:block;font-size:.7rem;font-weight:600;color:var(--saffron-deep);letter-spacing:.08em;text-transform:uppercase}
.logo{width:40px;height:42px;flex:none}
.nav{display:flex;gap:1.4rem;align-items:center}
.nav a{font-weight:600;color:var(--ink);font-size:.95rem}
.nav a:hover,.nav a.active{color:var(--navy);text-decoration:none;border-bottom:2px solid var(--saffron)}
.nav .has-menu{position:relative}
.nav .has-menu>a::after{content:"▾";font-size:.7em;margin-left:.3em}
.menu{position:absolute;top:100%;left:0;background:var(--card);border:1px solid var(--line);border-radius:10px;box-shadow:var(--shadow);min-width:230px;padding:.5rem;display:none;flex-direction:column;gap:.1rem}
.has-menu:hover .menu,.has-menu:focus-within .menu{display:flex}
.menu a{padding:.5rem .7rem;border-radius:6px;font-weight:500}
.menu a:hover{background:var(--navy-soft);border-bottom:0}
.nav-toggle{display:none;background:none;border:2px solid var(--line);border-radius:8px;padding:.4rem .6rem;font-size:1.2rem;cursor:pointer;color:var(--navy)}
@media (max-width:900px){
  .nav-toggle{display:inline-block}
  .nav{display:none;position:absolute;left:0;right:0;top:100%;background:var(--card);border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:1rem 20px;gap:.4rem;box-shadow:var(--shadow)}
  .nav.open{display:flex}
  .nav a{padding:.5rem 0}
  .menu{position:static;display:flex;border:0;box-shadow:none;padding:0 0 0 1rem}
  .nav .has-menu>a::after{content:""}
  .header-cta{display:none}
}

/* Hero */
.hero{background:linear-gradient(135deg,var(--navy-deep) 0%,var(--navy) 60%,#2A4FB8 100%);color:#fff;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-120px;top:-120px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(242,169,59,.35),transparent 70%)}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:3rem;padding-block:4rem;align-items:center;position:relative}
.hero h1,.hero .eyebrow{color:#fff}
.hero .eyebrow{color:var(--saffron)}
.hero .lead{color:#D6E2EC}
.hero-actions{display:flex;gap:.8rem;flex-wrap:wrap;margin-top:1.5rem}
.hero-points{display:flex;gap:1.2rem;flex-wrap:wrap;margin-top:1.6rem;font-size:.92rem;color:#CFE0EC}
.hero-points span::before{content:"✓";color:var(--saffron);font-weight:800;margin-right:.4rem}
.hero-card{background:var(--card);color:var(--ink);border-radius:16px;padding:1.5rem;box-shadow:0 20px 50px rgba(0,0,0,.25)}
.hero-card h3{margin-bottom:1rem}
@media (max-width:900px){.hero .wrap{grid-template-columns:1fr;padding-block:2.5rem}}

/* Sections */
.section{padding-block:4rem}
.section-tight{padding-block:2.5rem}
.section-alt{background:var(--card);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.section-navy{background:var(--navy-deep);color:#E3ECF3}
.section-navy h2,.section-navy h3{color:#fff}
.section-navy .eyebrow{color:var(--saffron)}
.section-head{margin-bottom:2.2rem}

/* Stats */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:1.2rem}
.stat{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:1.4rem;text-align:center}
.stat b{display:block;font-family:var(--font-display);font-size:2rem;color:var(--navy);font-weight:800;letter-spacing:-.02em}
.stat span{color:var(--muted);font-size:.92rem}
@media (max-width:800px){.stats{grid-template-columns:repeat(2,1fr)}}

/* Cards / grid */
.grid{display:grid;gap:1.4rem}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
@media (max-width:900px){.grid-3,.grid-4{grid-template-columns:repeat(2,1fr)}}
@media (max-width:600px){.grid-2,.grid-3,.grid-4{grid-template-columns:1fr}}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:1.6rem;display:flex;flex-direction:column;gap:.6rem}
.card.product{transition:transform .15s,box-shadow .15s}
.card.product:hover{transform:translateY(-3px);box-shadow:var(--shadow)}
.icon{width:48px;height:48px;border-radius:12px;background:var(--saffron-soft);display:grid;place-items:center;color:var(--saffron-deep);font-family:var(--font-display);font-weight:800;font-size:1.05rem}
.card .meta{color:var(--muted);font-size:.9rem;margin-top:auto}
.card .more{font-weight:700;color:var(--navy)}
.card .more::after{content:" →"}
.pill{display:inline-block;background:var(--navy-soft);color:var(--navy);padding:.2rem .65rem;border-radius:999px;font-size:.78rem;font-weight:700}

/* Steps (a real sequence) */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:1.4rem;counter-reset:step}
.step{position:relative;padding:1.4rem 1.4rem 1.4rem 1.4rem;background:var(--card);border:1px solid var(--line);border-radius:var(--radius)}
.step::before{counter-increment:step;content:counter(step);position:absolute;top:-16px;left:1.2rem;width:34px;height:34px;border-radius:50%;background:var(--saffron);color:var(--navy-deep);font-weight:800;display:grid;place-items:center;font-family:var(--font-display)}
.step h3{margin-top:.5rem;font-size:1.05rem}
.step p{color:var(--muted);font-size:.93rem;margin:0}
@media (max-width:900px){.steps{grid-template-columns:repeat(2,1fr)}}
@media (max-width:560px){.steps{grid-template-columns:1fr}}

/* Partners */
.partners{display:flex;flex-wrap:wrap;gap:.7rem;justify-content:center}
.partner{padding:.55rem 1rem;border:1px solid var(--line);border-radius:8px;background:var(--card);font-weight:700;font-family:var(--font-display);color:var(--navy);font-size:.9rem}
.partner.nbfc{background:var(--saffron-soft);border-color:#F6DFA0}
.fineprint{font-size:.8rem;color:var(--muted)}

/* Testimonials */
.quote{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:1.6rem;display:flex;flex-direction:column;gap:.8rem}
.quote p{font-size:1rem;margin:0;color:var(--ink)}
.quote .who{font-weight:700;color:var(--navy)}
.quote .who small{display:block;color:var(--muted);font-weight:500}
.stars{color:var(--saffron);letter-spacing:.1em}

/* FAQ */
.faq details{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:.9rem 1.2rem;margin-bottom:.7rem}
.faq summary{cursor:pointer;font-weight:700;font-family:var(--font-display);color:var(--navy-deep);list-style:none;display:flex;justify-content:space-between;gap:1rem}
.faq summary::after{content:"+";color:var(--saffron-deep);font-size:1.3rem;line-height:1}
.faq details[open] summary::after{content:"–"}
.faq details p{margin:.7rem 0 0;color:var(--muted)}

/* Forms */
.form{display:grid;gap:1rem}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
@media (max-width:560px){.form-row{grid-template-columns:1fr}}
label{display:block;font-weight:600;font-size:.9rem;margin-bottom:.35rem;color:var(--ink)}
input,select,textarea{width:100%;padding:.75rem .9rem;border:1px solid var(--line);border-radius:8px;font:inherit;background:#fff;color:var(--ink)}
input:focus,select:focus,textarea:focus{border-color:var(--navy);outline:2px solid rgba(31,58,147,.15)}
textarea{min-height:110px;resize:vertical}
.hint{font-size:.82rem;color:var(--muted);margin-top:.3rem}
.consent{display:flex;gap:.6rem;align-items:flex-start;font-size:.85rem;color:var(--muted)}
.consent input{width:auto;margin-top:.3rem}

/* Calculator */
.calc{display:grid;grid-template-columns:1.1fr .9fr;gap:2rem;align-items:start}
.calc>*,.two-col>*,.hero .wrap>*{min-width:0}
@media (max-width:900px){.calc{grid-template-columns:1fr}}
.range-row{margin-bottom:1.2rem}
.range-row .lab{display:flex;justify-content:space-between;align-items:baseline;gap:1rem;margin-bottom:.3rem}
.range-row .lab output{font-family:var(--font-display);font-weight:800;color:var(--navy);font-size:1.05rem}
input[type=range]{width:100%;accent-color:var(--navy);padding:0}
.typed{display:flex;align-items:center;gap:.5rem}
.typed input[type=number]{width:9.5rem;padding:.35rem .6rem;text-align:right;font-family:var(--font-display);font-weight:800;color:var(--navy);font-size:1rem;border:1px solid var(--line);border-radius:8px;background:#fff}
.typed output{font-size:.85rem!important;color:var(--muted)!important;font-weight:600!important;white-space:nowrap}
.hero-card .typed input[type=number]{width:8rem}
@media (max-width:480px){.typed input[type=number]{width:7.5rem}}
.range-row .lim{display:flex;justify-content:space-between;font-size:.78rem;color:var(--muted)}
.result{background:var(--navy-deep);color:#fff;border-radius:16px;padding:1.6rem;display:grid;gap:1rem}
.result .big{font-family:var(--font-display);font-size:2.3rem;font-weight:800;letter-spacing:-.02em;line-height:1}
.result .big small{font-size:.9rem;font-weight:500;color:#BFD2E1;display:block;margin-bottom:.3rem;letter-spacing:0}
.result dl{display:grid;grid-template-columns:1fr auto;gap:.35rem 1rem;margin:0;font-size:.95rem}
.result dt{color:#BFD2E1}.result dd{margin:0;text-align:right;font-weight:700}
.result canvas{max-width:100%;height:auto;margin-inline:auto}
.tabs{display:flex;gap:.5rem;flex-wrap:wrap;margin-bottom:1.4rem}
.tab{padding:.5rem .9rem;border-radius:999px;border:1px solid var(--line);background:var(--card);cursor:pointer;font-weight:600;font-size:.9rem;font-family:var(--font-display);color:var(--navy)}
.tab.active{background:var(--navy);color:#fff;border-color:var(--navy)}
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:10px;background:var(--card)}
table{width:100%;border-collapse:collapse;font-size:.9rem}
th,td{padding:.6rem .8rem;text-align:right;border-bottom:1px solid var(--line);white-space:nowrap}
th:first-child,td:first-child{text-align:left}
th{background:var(--navy-soft);color:var(--navy-deep);font-family:var(--font-display);font-size:.82rem;text-transform:uppercase;letter-spacing:.05em}
tbody tr:last-child td{border-bottom:0}
.badge-ok{background:var(--green-soft);color:var(--green);padding:.25rem .7rem;border-radius:999px;font-weight:700;font-size:.85rem}

/* Product page */
.page-head{background:linear-gradient(135deg,var(--navy-deep),var(--navy));color:#fff;padding-block:3rem}
.page-head h1{color:#fff}
.page-head .eyebrow{color:var(--saffron)}
.page-head .lead{color:#D6E2EC}
.crumbs{font-size:.85rem;color:#BFD2E1;margin-bottom:1rem}
.crumbs a{color:#fff}
.two-col{display:grid;grid-template-columns:1.4fr .8fr;gap:2.5rem;align-items:start}
@media (max-width:900px){.two-col{grid-template-columns:1fr}}
.sticky{position:sticky;top:90px}
.kv{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;margin:1.5rem 0}
.kv div{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:1rem}
.kv b{display:block;font-family:var(--font-display);color:var(--navy);font-size:1.15rem}
.kv span{font-size:.82rem;color:var(--muted)}
@media (max-width:600px){.kv{grid-template-columns:1fr 1fr}}
.checks{list-style:none;padding:0;margin:0 0 1.5rem;display:grid;gap:.5rem}
.checks li{padding-left:1.7rem;position:relative}
.checks li::before{content:"✓";position:absolute;left:0;color:var(--green);font-weight:800}
.prose h2{margin-top:2rem}
.prose ul{padding-left:1.2rem}
.prose li{margin-bottom:.4rem}
.article-meta{color:var(--muted);font-size:.9rem}
.note{background:var(--saffron-soft);border-left:4px solid var(--saffron);padding:1rem 1.2rem;border-radius:0 10px 10px 0;font-size:.95rem}

/* CTA band */
.cta-band{background:var(--saffron);color:var(--navy-deep)}
.cta-band .wrap{display:flex;justify-content:space-between;align-items:center;gap:1.5rem;padding-block:2.5rem;flex-wrap:wrap}
.cta-band h2{color:var(--navy-deep);margin:0}
.cta-band p{margin:0;color:#4A3A16}
.cta-band .btn-outline{border-color:var(--navy-deep);color:var(--navy-deep)}
.cta-band .btn-outline:hover{background:var(--navy-deep);color:#fff}

/* Footer */
.footer{background:var(--navy-deep);color:#C9D8E4;font-size:.92rem}
.footer .wrap{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:2rem;padding-block:3rem}
.footer h4{color:#fff;font-size:.95rem;margin-bottom:.9rem;letter-spacing:.06em;text-transform:uppercase}
.footer a{color:#E3ECF3;display:block;margin-bottom:.45rem}
.footer .brand{color:#fff}
.footer .brand small{color:var(--saffron)}
.footer p{color:#A9BCCB}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);font-size:.82rem;color:#9FB3C4}
.footer-bottom .wrap{display:flex;justify-content:space-between;gap:1rem;padding-block:1rem;flex-wrap:wrap}
@media (max-width:900px){.footer .wrap{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.footer .wrap{grid-template-columns:1fr}}

/* Floating WhatsApp */
.wa-float{position:fixed;right:18px;bottom:18px;width:58px;height:58px;border-radius:50%;background:var(--wa);display:grid;place-items:center;box-shadow:0 10px 30px rgba(0,0,0,.25);z-index:60}
.wa-float:hover{transform:scale(1.06);text-decoration:none}
.wa-float svg{width:32px;height:32px;fill:#fff}

/* Toast */
.toast{position:fixed;left:50%;bottom:90px;transform:translateX(-50%);background:var(--navy-deep);color:#fff;padding:.8rem 1.2rem;border-radius:999px;font-weight:600;box-shadow:var(--shadow);z-index:70}

@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}