We tie up with the banks and NBFCs that offer the highest funding and lowest rates on the models sold at dealerships in Adoni, Kurnool and Bellary. New car, pre-owned car, or a commercial vehicle for your business, we arrange the loan while you pick the colour.
Features
- New car loans up to 100 percent of on-road price for salaried applicants
- Used car loans up to 85 percent of valuation, cars up to 10 years old at maturity
- Commercial vehicle and two wheeler loans
- Refinance on an owned car to release cash
- Tie ups with dealers for same day delivery
- No income proof programmes for select profiles
Eligibility
- Salaried: minimum ₹20,000 monthly income, age 21 to 60
- Self-employed: 2 years ITR or banking based programmes, age 21 to 65
- Farmers with land holding records considered by select banks
- CIBIL 700 and above for 100 percent funding; lower scores at reduced LTV
Documents required
- PAN, Aadhaar, driving licence
- Income proof: salary slips or ITR, or 6 months bank statement
- Proforma invoice from the dealer
- For used cars: RC copy, insurance and valuation report
Frequently asked
Which is better, dealer finance or your loan?
Often the same banks. We negotiate the rate and processing fee separately from the car price, so you know exactly what the finance costs.
Can I get a loan without ITR?
Yes, for many profiles: salaried with bank credits, farmers with land records, and existing loan customers with good repayment track. Funding may be 80 to 90 percent.
Is the hypothecation removed automatically?
No. After the last EMI, collect the NOC and Form 35 from the lender and apply at the RTO. We help with this step too.
Car Loan EMI calculator
Rates and limits preset for a typical car loan. Move the sliders to match your case.
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